Privacy Policy

Effective: January 2023

Last Updated: October 17, 2023

Introduction

This Privacy Policy was created so you can understand how your data is used. When you utilize our website, https://www.gtmcorporation.com you affirm that you understand our privacy policy and agree with it. All references to “Company,” “we,” “us,” and “our” shall mean Global Trust Management, LLC (GTM). GTM’s privacy policy (“Privacy Policy”) tells you about the information we may collect from you or that you may provide when you visit the Website. This privacy policy also informs you of our process for collecting, using, maintaining, protecting, and disclosing that information. Please carefully read this Privacy Notice.

GTM reserves the right to change this Privacy Statement from time to time. If we make changes, we will notify you by revising the date at the top of this Privacy Statement. We may also provide additional notice of changes, as appropriate.

California Residents (Global Trust Management LLC - License #11005-99)

Please (see below) to view the Privacy Notice for California Residents pursuant to the California Consumer Privacy Act of 2018 (“CCPA”).

What Information Do We Collect?

We collect Customer Information about you from the following sources:

Information we receive from you on applications or other forms. This information may include:

  • Your name
  • Address
  • Social Security Number
  • Telephone number
  • Other relevant information that you provide

Information we receive about your account transactions with us, our affiliates, or others including the original creditor. This may include information such as:

  • Account balance
  • Payment history
  • Account activity

Information we receive from consumer reporting agencies (such as credit scores and history) and other information relating to your creditworthiness.

How Do We Use Your Information?

We do not use Customer Information we have obtained about you for any purpose other than to service or manage your account(s) in the ordinary course of our business.

We do not share Customer Information we have obtained about you with affiliates or non-affiliated third parties except to the extent necessary to aid us in servicing or managing your account(s) in the ordinary course of our business, such as:

  • companies to whom we may assign your account for servicing;
  • companies that provide mailing services to us; and
  • service providers that help us administer our database containing your account.

Information Security

We restrict access to Customer Information about you to those employees or service providers who need to know that information to service your account(s). We maintain physical, electronic and procedural safeguards that comply with applicable laws and regulations to guard your Customer Information. Whenever we hire third parties to provide support services in order to help us service or manage your account(s), we will require them to conform to our privacy standards and to allow us to audit them for compliance. Such third parties and their employees receiving Customer Information we have obtained about you are required to limit their use of your Customer Information to the particular purpose for which it is shared and they are not allowed to share it with others except to fulfill that limited purpose.

Vermont and California Residents

We will not disclose your Consumer Information to affiliates or non-affiliated third parties except as provided above, in compliance with the requirements of Vermont and California law. Calls to and/or from this company may be monitored or recorded.

Other Important Information

We are required under state law to notify consumers of the following important rights. This list does not contain a complete list of the rights consumers have under state and federal law.

Payment Options:

Please visit our website to make a secure payment at www.gtmcorporation.com or contact us at (844) 421-7500. An automated payment attendant is also available 24 hours a day, 7 days a week. Your account number will be required. For your convenience we accept the following credit cards: Visa, Master Card and Discover we also accept pre-paid credit cards and debit cards. QPS LLC will appear on your statements when completing payments on the above website.

California Residents: Privacy Notice

This section applies only to California residents and is effective as of January 1, 2020. For purposes of this section, “Personal Information” has the meaning given in the California Consumer Privacy Act of 2018 (“CCPA”) but does not include information exempted from the scope of the CCPA.

Although we believe that based upon the types of services we provide GTM. may be exempt from certain features of California’s Consumer Privacy Act (CCPA), we provide you with general information about the CCPA.

The California Consumer Privacy Act (CCPA) provides that companies disclose certain categories of personal information they typically collect about a consumer and certain rights a consumer may have. You have the right to request, free of charge, that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:

  • The categories of personal information that it has collected about that consumer.
  • The categories of sources from which the personal information is collected.
  • The business or commercial purpose for collecting or selling personal information.
  • The categories of third parties with whom the business shares personal information.
  • The specific pieces of personal information it has collected about that consumer.

Information We May Collect About You

Unless otherwise disclosed during collection, information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“personal information”) that may be collected in connection with visits to this Site may be retained by GTM.

We only use and disclose consumers’ personal information for debt collection purposes subject to state, federal and local laws and regulations.

When we obtain or collect information in connection with debt collection over the past 12 months, it may fall into one or more of the following categories of personal information:

(a) personal identifying information, like name, alias, address and account name and number, financial information, social security number, as well as other identifying information, which we obtain from the consumer’s creditor, credit reports and other skip trace tools, and from you;
(b) characteristics such as age, gender, etc., which we obtain from the consumer’s creditor, and consumer’s credit report;
(c) retail information, which we obtain from the consumer’s creditor and the consumer’s credit report;
(d) internet activity and internet protocol address regarding online payments, which we collect if the consumer visits our website or payment portal;
(e) geolocation data, such as audio, electronic, visual or similar information which we may obtain, including call recordings;
(f) recordings, which are made when the consumer has a telephone conversation with us;
(NOTE: calls made by GTM to consumers and calls made by consumers to GTM are recorded and may be monitored.)
(g) Commercial information, including records of personal property, products or services purchased;
(h) professional and employment related information, which we obtain from the consumer’s creditor, credit reporting agencies, and other skip trace sources;
(i) educational information, degree, etc., which we obtain from the consumer’s creditor, credit reporting agencies, and other skip trace sources; and
(j) Inferences drawn from other information, such as ability to pay.

Personal information does not include: Publicly available information from government records; De-identified or aggregated consumer information; Information excluded from the CCPA's scope, such as: Health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 ("HIPAA") and the California Confidentiality of Medical Information Act ("CMIA") or clinical trial data; personal information covered by the Fair Credit Reporting Act ("FCRA"), the Gramm-Leach-Bliley Act ("GLBA") or California Financial Information Privacy Act ("FIPA"), and the Driver's Privacy Protection Act of 1994.

We may share personal information with:

Service providers we use to help deliver our services; Other third parties we use to help us run our business; Third parties approved by you, including third-party payment providers; Credit reporting agencies; skip trace sources or vendors, and Government agencies and others as required by laws and regulations.

You have the right to request that we delete your personal information, subject to certain exceptions. Please note that if the information GTM maintains about you falls into one or more categories of exceptions, GTM will not delete the information. Once our obligation or right to keep your personal information has expired, we will delete the information from our systems in accordance with our data retention policies and procedures.

To exercise your rights: Email us at info@gtmcorporation.com or call 1-844-421-7500. Note that you may only make a request twice within a 12-month period.

You can correct factual errors in your personal information by sending us a verifiable request that credibly shows the error to the email listed above.

To protect your privacy rights and for your security we will take reasonable steps to verify your identity before granting access to personal information or before allowing any corrections to your personal information. Please provide full name, address, date of birth, account number if applicable, and the last four numbers of your Social Security number.

We do not sell personal information. We do not allow our third-party service providers to sell your information or use it for marketing purposes.

A consumer has a right not to receive discriminatory treatment by us for the exercise of the privacy rights conferred by the California Consumer Privacy Act.

A consumer can designate an authorized agent to make a request under the California Consumer Privacy Act by sending us a notarized power of attorney or notarized written authorization.

Tracking & Cookies Data

We use cookies and similar tracking technologies to track the activity on our site and hold certain information.

Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our site.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our site.

Examples of Cookies we use:

  • Session Cookies– We use Session Cookies to operate our site.
  • Preference Cookies– We use Preference Cookies to remember your preferences and various settings.
  • Security Cookies– We use Security Cookies for security purposes.

Analytics

We may use third-party Service Providers to monitor and analyze the use of our site.

Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our site. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network. You can opt-out of having made your activity on the site available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity. For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://www.google.com/intl/en/policies/privacy/

Links to Other Sites

Our site may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites or services.

Changes to This Privacy Policy

We may revise this Privacy Policy from time to time without prior notice to you. Unless otherwise stated, any modifications to the Privacy Policy will go into immediate effect after they have been posted, as indicated by the Last Updated date located at the beginning of this Privacy Policy. You are responsible for checking this policy when you visit our Site to review the current policy. If you do not agree with the policy, you should cease use of the Site immediately. Your continued use of our Website constitutes your consent to any changes made.

Opt-Out Information and Notice

To limit GTM sharing of your information with affiliated companies and non-affiliated third parties, as described above, contact us:

Unless we hear from you, we can begin sharing your information thirty (30) days from the date we first deliver this notice to you. However, you may Opt-Out at any time by contacting us. Once we receive your Opt-Out request, we will stop sharing this information as soon as reasonably practicable. Your Opt- Out request will remain in effect until you notify us otherwise in writing.

Questions

If you have any questions or concerns specifically related to this privacy policy please write to:

Global Trust Management, LLC.
Attention: Compliance Department
PO Box 26244
Tampa, FL 33622

Any communication from this website or any employee of GTM is an attempt to collect a debt. Any information obtained will be used for that purpose.